Investment guides

How do I know the best time to invest in the market?

Time in the market is more important than timing the market.  That said, there is a fairly accurate indicator of the general health of the stock market, called the yield curve.

The Yield Curve shows the annual percentage rates of US Government bonds of various maturities.  In a healthy economy, the curve should slope upward and out, like the profile of a wine glass on its side.  If the curve is flat or downward-sloping, it indicates that bond traders and investors are predicting a recession.  What does the yield curve look like today?  I’m so glad you asked:

That covers just about everything I know about bonds.  I don’t buy them, so I spend little time thinking about them (the same goes for options and commodities).  Below is some information about the few things I do invest in:

  • Investing in a home
  • Investing in your retirement
  • Investing in stocks